Free calculators & today's rates
15 tools for loans, deposits, mutual funds, government schemes, tax and GST. Everything runs in your browser or reads our own database — no sign-up, no API keys, no third-party tracker.
Mutual funds & returns
SIP & lumpsum calculator
Project mutual fund corpus value
Free SIP calculator and lumpsum calculator for Indian mutual funds. Estimate the future value of a monthly SIP or a one-time investment over 5, 10, 15 or 20 years.
SWP calculator
Monthly income from a mutual fund corpus
Free systematic withdrawal plan (SWP) calculator for Indian mutual funds. See how long a corpus lasts at a chosen monthly withdrawal and expected return, with a year-wise balance schedule.
XIRR calculator
True annualised return of irregular cash flows
Free XIRR calculator for SIPs, staggered purchases and part withdrawals. Enter every cash flow with its date and get the annualised return, total invested, total received and net gain.
Loans & EMI
Loan calculator — personal & home
EMI, interest and part-payment savings
Free home loan and personal loan calculator for India. Work out the monthly EMI, total interest, year-wise amortisation schedule and how much a yearly part-payment saves.
EMI calculator
Monthly instalment for any loan
Free EMI calculator for home, car, personal and education loans in India. Enter the loan amount, interest rate and tenure in years or months to see the EMI, total interest and a year-wise schedule.
Deposits & savings
FD calculator
Fixed deposit maturity with TDS
Free fixed deposit calculator for Indian banks and NBFCs. Compute cumulative and non-cumulative FD maturity with quarterly compounding, TDS deduction and a year-wise growth table.
RD calculator
Recurring deposit maturity value
Free recurring deposit calculator with Indian quarterly compounding. See the maturity value, total interest and a year-wise growth table for any monthly RD instalment and tenure.
Government schemes
PPF calculator
15-year Public Provident Fund maturity
Free PPF calculator for India. Project your Public Provident Fund maturity over 15, 20 or 25 years with the current interest rate, the ₹1.5 lakh yearly limit and the 80C deduction.
Sukanya Samriddhi Yojana calculator
SSY maturity for a girl child
Free Sukanya Samriddhi Yojana (SSY) calculator. Project the maturity value over 21 years with quarterly compounding, the ₹1.5 lakh yearly limit and the tax-free EEE status.
EPF calculator
Retirement corpus and EPS pension
Free EPF calculator for salaried employees in India. Project your retirement corpus from basic salary, current balance and the EPFO interest rate, plus the estimated EPS monthly pension.
Tax & GST
Income tax calculator
New regime vs old regime comparison
Free income tax calculator for FY 2025-26 in India. Compare the new and old regimes with salary, business and other income, section 80C/80D deductions, rebate, surcharge and cess.
GST calculator
GST inclusive and exclusive, with CGST/SGST split
Free GST calculator for India at 0%, 0.25%, 3%, 5%, 12%, 18% and 28%. Add GST to a price or extract GST from a GST-inclusive amount, with the CGST/SGST or IGST split.
Trading & markets
Brokerage & charges calculator
Full cost of an equity trade
Calculate brokerage, STT, exchange transaction charges, SEBI fees, stamp duty, DP charges and GST on an Indian share trade, then see your net profit after charges.
Currency converter (INR)
Rupee value of dollars, dirhams, pounds and more
Free currency converter for India. Convert INR to USD, GBP, EUR, AED, SAR and 40 other currencies at the ECB reference rate stored in our own database, with the inverse rate and the date it applies to.
Gold, silver & rates
Gold and silver rates for Delhi, Mumbai, UP, Bihar and Rajasthan
Spot gold and silver in dollars and rupees, Brent crude and the dollar-rupee rate, plus gold and silver counter rates for Delhi, Mumbai, Uttar Pradesh, Bihar and Rajasthan — all from our own database.
Where the numbers come from
Mutual fund NAVs, broker charges and issue data are collected by scheduled jobs on our server and stored in our database. Pages read that database, so an upstream site blocking bots can never break the calculators. Interest rates, tax slabs and city-wise gold, silver and fuel rates are maintained by our team and editable from the admin panel, so a rate change never needs a code deploy.